Annual enrollment in the State Health Plan for all state employees begins on Sept. 29. The enrollment period ends on Oct. 31.
There are a few changes this year, starting with good news: premiums will not increase for the 2019 benefit plan year. Also new is the process to receive the $60 wellness credit. To receive the credit, employees must re-attest that they are not a tobacco user, or attend one tobacco cessation counseling session at a CVS Minute Clinic.
Changes to the 80/20 plan will affect the out-of-pocket maximum and specialist and inpatient hospital copay. Also, the wellness incentives offered under the 80/20 plan for Blue Options-designated specialists and hospitals have been discontinued.
All State Health Plan members who don’t specifically choose the 80/20 plan during open enrollment will be automatically enrolled in the lower-cost 70/30 plan.
More information about changes to both the State Health Plan and new NCFlex options is available through this Benefits and Leave Administration page.
Log into the SHP enrollment page here.
State Health Plan Updates
- All State Health Plan members will default to the 70/30 plan for 2019. Employees must log into the benefits enrollment portal via MyPack if they wish to complete the tobacco attestation and/or elect the 80/20 plan.
- The 70/30 and 80/20 plan premiums will include the tobacco attestation surcharge. Failure to complete the tobacco attestation during the annual enrollment period will result in a $60 per month surcharge for 2019, beginning with the December 2018 paycheck.
- To receive the $60 wellness credit, employees must re-attest that they are not a tobacco user, or agree to visit a CVS Minute Clinic for at least one tobacco cessation counseling session within 90 days after the last day of annual enrollment or risk losing their wellness credit.
- The 80/20 plan’s out-of-pocket maximum has changed from a separate medical and pharmacy out-of-pocket amount to a combined medical and pharmacy out-of-pocket maximum, which totals $4,890.
NCFlex Updates
- Healthcare FSAs have a new 2019 maximum annual amount of $2,650.
- Lower premiums for critical illness.
- Change in premiums for AD&D.
- During annual enrollment, you may enroll or increase your Cancer and Specified Disease Insurance coverage without providing evidence of insurability.
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